Pricing & Payment Options

A Cash-Based Practice, By Design

Radiant Chiropractic is a cash-based chiropractic practice and does not bill insurance directly.

We've chosen this model because it allows us to keep the focus on the individual patient when evaluating your needs and making recommendations for care.

Insurance coverage can vary significantly between plans, including differences in deductibles, visit limits, covered services, and requirements for reimbursement. By operating outside of those restrictions, Dr. Williams can make recommendations based on your health history, examination findings, progress, lifestyle, and goals rather than designing your care around what a particular insurance plan may or may not cover.

Why Some Patients Prefer a Cash-Based Practice

Insurance can be useful, but it isn't the right fit for every healthcare decision. For our office, staying cash-based allows us to keep the relationship simpler and more transparent.

Instead of beginning with the question, "What will insurance cover?" we can begin with: "What's bringing you in, what did we find, and what makes sense for you?"

That allows us to focus on:

• Your individual health history and concerns

• Your examination and assessment findings

• Your goals for care

• How you're responding and progressing

• Your lifestyle and physical demands

• Clear costs before beginning care

It also means that choosing to use chiropractic care doesn't automatically mean committing to indefinite treatment. Our job is to give you our recommendation, explain why we're making it, and give you the information you need to decide what makes sense for you.

How Pricing & Care Are Structured

Your first visits at Radiant Chiropractic are designed to give us time to understand what's bringing you in, complete the appropriate examination and assessments, and explain what we find.

Your initial evaluation may include:

• One-on-one consultation and health history

• Chiropractic examination

• Posture and movement assessment

• CLA INSiGHT nervous system scans

• First chiropractic adjustment, if appropriate

• Review of findings and personalized recommendations

If Dr. Williams recommends ongoing chiropractic care, we'll explain what that care could look like based on your individual findings and goals. Depending on your needs and stage of care, payment options may include individual visits, structured care plans, or wellness options.

HSA, FSA & Out-of-Network Benefits

Being a cash-based practice doesn't necessarily mean your health benefits can't be used toward your care.

HSA & FSA

Radiant Chiropractic accepts HSA and FSA funds for eligible chiropractic services. Eligibility can depend on your specific account and circumstances, so patients with questions about what their HSA or FSA covers should check with their plan administrator.

Out-of-Network Insurance Reimbursement

Although Radiant Chiropractic does not bill insurance directly, we can provide a superbill for patients who would like to submit eligible services to their insurance company for possible out-of-network reimbursement. A superbill is an itemized document containing information your insurance company may use when processing an out-of-network claim.

Reimbursement is not guaranteed and depends entirely on your individual insurance plan, deductible, benefits, and coverage requirements. If you plan to seek reimbursement, we recommend contacting your insurance company directly and asking about your out-of-network chiropractic benefits before beginning care.